Prince Harry Could Inherit These Things From King Charles After He Dies

King Charles III was diagnosed with an undisclosed type of cancer in 2024, the treatment for which remains ongoing at the time of writing. Knowing that the monarch is sick has led many to question what will happen when King Charles III dies, and more importantly, what His Majesty will leave to his two sons, Prince William and Prince Harry. Charles' will remains private, so speculation and past inheritances are all there is to go on when it comes to guessing what Harry, in particular, may or may not inherit from his father. Given their fraught relationship, the king might make some changes to his will, leaving his youngest son worse off. 

There's no telling what's really going on behind the scenes, but should Charles decide to give Harry some of his wealth, the royal defector could find himself in a rather lucrative financial position. While William, as the heir, will inherit things like the Crown Estate and Crown Jewels, his younger brother will most likely get a portion of Charles' private wealth. The monarch is said to be worth around £680 million (about $917 million), which means Harry could add a giant chunk to his personal fortune after his father's death, should Charles decide to leave some of it in his will.

Rumor has it that the prince could do with the extra cash flow. Royal expert Dan Wakeford reported in his Celebrity Intelligence newsletter, in May 2026, that the Duke and Duchess of Sussex were running low on funds, despite Harry inheriting large sums of money from his mother, Princess Diana, and the Queen Mother. "Meghan has a sense of how careful they need to be [...] Harry — raised in a world where everything was provided — reportedly lacks basic awareness of what things cost," Wakeford claimed, per News24.

Queen Elizabeth II's death made King Charles III an even richer man, but his wealth isn't wrapped up in money alone, since some of it can be measured by the monarch's personal belongings too, which likely include sought-after artworks, books, and jewelry. Charles probably also has some souvenirs stashed away that will pass to his sons when he dies, along with many other prized belongings. Princess Diana notably left some of her most valuable possessions to her two sons. For instance, Harry inherited his mother's wedding dress when he turned 30 in 2014, per her will. 

She also left her expansive jewelry collection to both Harry and William in a detailed "letter of wishes," in which Diana expressed her desire that her sons gift her beloved pieces to their future wives. "I would like you to allocate all my jewelry to the share to be held by my sons, so that their wives may, in due course, have it or use it," the princess specified, per The Sun. "I leave the exact division of the jewelry to your discretion." It stands to reason that Charles will likely do the same in his will.

Aside from inheriting some of King Charles III's personal fortune and prized belongings when he dies, Prince Harry might get some additional payouts if the king set up a trust fund for him (and perhaps his two children, Prince Archie and Princess Lilibet). This is a real possibility, given that the royals are known for doing so, to ensure future generations are taken care of financially. Queen Elizabeth, the Queen Mother, notably put away around £19 million (about $25 million) in a trust fund to ensure her great-grandchildren would not find themselves wanting. 

The recipients included Harry and Prince William, who each received a payout when they turned 21, and again once they were 40. Queen Elizabeth II followed in her mother's footsteps, according to royal expert Marlene Koenig. "Queen Elizabeth II had trust funds for her children and grandchildren, providing them with incomes," she confirmed in an interview with Reader's Digest.

While there is no publicly available information pertaining to whether Charles has indeed set up a trust fund for Harry and William, and their respective children, royal precedent suggests there's a very good chance he has, especially since it was confirmed in 2012 that the king had already set up trust funds for his wife, Queen Camilla's, two children.

Given Prince Harry and King Charles III's years-long feud, some royal sources argue that the Duke of Sussex might find himself left out in the cold when it comes to the monarch's will. Palace insiders warned Radar Online that those closest to the king are encouraging him to write his youngest son out of his will entirely. "A lot of people in royal circles feel Harry does not deserve a dime, and they're leaning on Charles to cut him off," one such source alleged in 2025. "Charles wrote his will long ago, but certain family members and courtiers are strongly urging him to update the document so as not to include Harry." 

Another royal insider, who spoke to New Idea in 2026, claimed Charles was increasingly considering cutting his youngest son out of his will after the prince flip-flopped ahead of his July 2026 U.K. visit. At the last minute, it was announced that his wife, Meghan Markle, and their two children would not be accompanying him after all, which reportedly left the monarch very disappointed and upset. "Harry's behavior in the lead-up to, and during, his recent visit to the UK was almost the final straw for Charles," the source asserted. "He's been Harry's last remaining champion, of sorts, in the royal family, but after recent events, even Charles has had enough." 

Of course, in the end, Meghan and the kids ended up making the trip over, and they met with Charles, who notably hadn't seen them in person in four years. Royal fans hoped the reunion would help to improve Harry and Charles' relationship. Alas, reports suggest it wasn't a magical fix, which means the prince's inheritance may still be up in the air.